2013 BMW 328i For Sale Milwaukee

Come to John Amato Hyundai Superstore in Milwaukee, Wisconsin when you are searching for high quality preowned vehicles.  Featured today is this 2013 BMW 328i sedan.

This BMW has only 47465 miles and is already priced $4500 below market value.  This BMW in Milwaukee is a 1-owner vehicle.   Other options include:

  • AWD
  • Alloy Wheels
  • Automatic Temperature Control
  • Dual Zone AC
  • Hands-free bluetooth
  • Heated Front Seats
  • Memory Seating
  • Moonroof
  • Remote Keyless Entry

 

With summer just starting this is the perfect vehicle for truly enjoying your driving day or night.  This BMW is a great example of how you get down the roan in style

At John Amato Hyundai Superstore, Milwaukee we also include Warranty Forever on our vehicles.  This is a true benefit to our customers

This is a powertrain warranty that you are covered for as long as you own your vehicle.

The Warranty Forever Guarantee:

If you ever have a powertrain failure that exceeds your vehicle’s value, the Warranty Forever contract will pay you FULL NADA RETAIL VALUE of you vehicle at the time of the vehicle, and you KEEP your vehicle.

Research and see what other warranty is willing to provide you a guarantee like that?

 

Test drive this vehicle today at John Amato Hyundai Superstore Milwaukee, Wi

Hyundai Tucson receives top award by IIHS

Drivers in the market for a compact crossover who want protection not only for themselves but also for their passengers, should put the 2016 Hyundai Tucson on the top of their list.

In a recent study by the IIHS Insurance Institute for Highway Safety, shows that the Tucson was the only small SUV out of the seven studied that provided good driver-side and passenger side small overlap ratings.

The IIHS developed the small overlap test in 2012 to see what happens  when the front corner of a vehicle crashes into an object or another vehicle.  The test looks at a width of 25% on the driver and passenger sides.  IIHS also has a moderate overlap test, which involves looking at 40% of the width of the vehicle.  IIHS said that the results from the overlap test has prompted vehicle manufactures to make safety changes.

Hyundai indicated that it is pleased with the results of the IIHS study and said it shows Hyundai’s commitment to ensuring its drivers and passengers are safe and protected.   In 2014 more than 1600 people died from frontal crashes.

Since the small overlap crash test started 13 manufactures have made changes to 97 vehicles to improve safety.

Overall the Toyota Rav4 was the worst performer in the passenger side test according to the IIHS.  IIHS indicated that intrusion measure shows how well the vehicle can hold up in a crash, plus the greater the intrusion the more likely a person will sustain a serious injury.

 

Schedule you test drive of the Hyundai Tucson at www.johnamatohyundai.com

Auto Loan Terms and Definitions

When searching for a vehicle, that maybe stressful enough.  Because there is a lot to think  about when buying a vehicle such as, will I get financing? What does all  the terminology like “leinholder” and “collateral” all mean?  The terminology and definition below will assist you so that you can be fully informed when making the decision to buy

Credit Score:  Typically refereed to as your “FICO” (Fair Isaac Credit Organization).  A credit score is typically between 400 and 800.  The higher the number the better the score.  This number is impacted if you pay your bills late or on time, how many loans  you have paid off, how long your loans have been open, etc.  A good rule of thumb for building credit is to make sure your payments are in on time.

Interest:  Interest is the cost you pay to BORROW MONEY.  The lower the interest rate, the less you pay back.  Interest rates are determined by several factors, including the government, economy, the finance institution giving you the loan and your credit score.

Finance Charge:  This is how you will pay the interest and fees over the life of the loan.  A car might be priced at $10000.00 but if you pay 7% over 60 months  your total amount you will have to pay back is $11883.00  So your finance charge would be $1883.00

Collateral:  This describes what property you are offering your financial institution to secure the loan with, in case you don’t pay back the money you borrow.  In this case it would be the vehicle.

Lienholder:  The lienholder is the lender whose name is on the collateral during the term of the loan.  For instance, if you take out a car loan from Amato Preferred Credit, until you pay off your loan, your car is the  collateral and Amato Proffered Credit is the lienholder.

Debt Ratio:  How much money you owe each month (your debt) compared to how much income you receive.  For example , if you owe on 3 loans totally $850 each month, and your income is $2500 a month, you would take the $850 divided by $2500 and your debt to income ratio would be 34% (again the lower the number the better)

Loan Terms:  This is how long it will be before the loan is paid off.  A good range for an auto loan is anywhere from 36 months to 84 months.

For any more questions regarding Financing terms  contact John Amato Hyundai Superstore

Hyundai Models Earn High Marks With J.D. Power

Hyundai ranked third among all brands among  all brands in the J.D. Power 2016 US Initial Quality Study.  And Hyundai ranked second among non-premium automakers in the study release June 22 2016.  Additionally they awarded both the Accent in the small car segment and Azera  in the large car segment with the highest initial quality honors.

“Hyundai remains committed to delivering owners of its products exceptional, quality vehicles.”  stated by Frank Ferrara, executive vice president, customer satisfaction, Hyundai Motor America. “We take the improvement of quality on our existing models seriously, and also launch new vehicles with the highest quality right out the gate. It is important to keep our customers happy with their vehicles.  It starts with quality and continues with education on how to use their vehicles many features.  With results like these demonstrate how well we connect with our customers on every level”

The US Initial Quality Study is not in its 30th year, which serves as the industry benchmark for new quality measured at 90 days of ownership.  According to the study, Accent and Azera owners reported fewer problems with their vehicles than any other small or large vehicle respectively.

In total 6 Hyundai models ranked in the top three in their segments.  In addition to the awards for Hyundai Accent and Azera, the Tucson ranked 2nd, Veloster, Elantra and Genesis 3rd near the top in their segments

 

Check out all of these award winning Hyundai’s, at  John Amato Hyundai Superstore, Milwaukee

 

Attention Milwaukee Area Uber Drivers

Uber is a civilian car transportation service that offers rides to customers destination just as a taxi or shuttle service would.  With an easy to use app that you can download right  to your phone.  Uber drivers are just a click away.

For a limited time only, Hyundai is offering a $1000 rebate to Uber drivers to go towards the purchase of a qualifying Hyundai model.  This is in addition to all other rebates on vehicles to be used for Uber service.

This rebate can be combined with other rebates available:

  • Hyundai Circle A Plan discount (for those who qualify)
  • The incentive must be applied to the vehicle deal
  • Customer must be a registered Uber Driver
  • Customer must provide a copy of the Uber Driver Dashboard showing their registration at the time of purchase

When becoming an Uber Driver you are offered discounts from certain manufactures like Hyundai and John Amato Hyundai Superstore in Milwaukee.

One factor to consider is the cost of ownership, which not only includes the purchase price and depreciation, but also fuel costs, insurance and maintenance.  Kelley Blue Book complies 5 Year cost to Own data that takes account all these factors to come up with an average total cost of ownership.  While not Uber driver specific, this can be an important factor in your new car buying decision.  And Hyundai was rated #1 in cost of ownership vs cost to maintain

 

Schedule your appointment today at John Amato Hyundai Superstore

Vehicle purchase after repossession

Many customers do not know what to do for their next vehicle purchase after a repossession.  At John Amato Hyundai Superstore we specialize in establishing and re-establishing credit even after a vehicle repossession.

What is the Vehicle Repossession Process?

The vehicle repossession process is pretty straightforward.  First, you may receive a letter stating  your loan payment is past due.  This does not always happen.  If it is specified in  your loan contract, you will get a letter.  A few days after the letter is sent,  you will get a phone call from the loan company stating that the payment is late and what you plan to do to avoid repossession.  After a “grace period”  expires the loan company hires a repossession company and they take the vehicle.  You will then receive a letter telling you how much you owe for the loan payments and repo fees.

After Repossession

It may feel like the world stopped because your vehicle was repossessed.  But, in fact it was a vehicle that you could not afford.  It is however a large step back in your financial life, but it won’t stop you from moving forward.  Lenders have been loosing the reigns on the car loan requirements and are now willing to assist customer with problems in their credit.

A vehicle repo can greatly lower your credit score and move you down the standings in credit categories.  At John Amato Hyundai Superstore, we don’t turn away customers that have had issues in the past.  We are here to finance your future  not your past.   We work out a deal that fits you into a budget, but there are a few things that you can do to help

Determine Where your Credit Stands and Repair it

You know your credit score is going to go down because of the repossession.  But it may not be as bad as you think.

Auto loans can be a complicated process and getting approved should not be your only concern.  You want to get favorable terms on the loan as well so  you can afford your payment.  This is all determined by what your credit report says to the lender.  For example, your score is not the only factor

Other factors that impact your loan is:

  • Slow payments or late payments on loans
  • Defaults on loans
  • Repossession
  • Bankruptcy
  • Collection notices

Anyone with these on their credit report will be subject to higher interest rates because they pose a risk to the lender.  You must re-establish your standings for long term loan.  You need to repair your old debt for better future loans and debt.

If you are behind on payments on other loans, you need to bring those payments current.  This shows lenders that you are making an effort to make good with your creditors.  Remember, that rebuilding your credit is not an easy or quick process. It takes time, commitment and discipline to stay on top of your bills.  But, in the end it is worth it to receive better interest rates and terms in the future.

 

Be Prepared when you Visit John Amato Hyundai Superstore

Having a down-payment is generally a requirement of anyone with less than perfect credit looking to get an approval for an auto loan.  The bigger the down-payment the more options you may have.  Having a down-payment tells lenders that you have control over your finances, which in turn, means they are more favorable to approve your loan application

 

If you don’t have a down-payment, you can trade in your vehicle, whatever equity you have in your vehicle will be used as a down-payment.

After you have figured out your money situation, and schedule a time to come into John Amato Hyundai Superstore Milwaukee, you need to bring in the following items to turn into the lender

  • Valid Driver’s License
  • Current Proof of Income (pay stub)
  • Bill with your name and address on it (utility bill)

You should always bring in the documentation the same day of your visit, so it does not interrupt the loan application with the lenders.  It makes the process go by quicker and smoother and will allow the lender to see that you are organized and serious about making a purchase.

When you are speaking with the finance manager at John Amato Hyundai Superstore, keep in mind they are making sure that everything you say is accurate, so it is best to be completely honest.  Do not lie about past credit or income.  If that happens your loan application may be automatically declined.

Set your Goals Realistically.

You have already been down the road with a vehicle you could not afford the payments on , so do not do that again.  Instead come to terms that in fact the car  you can afford may not have navigation or leather or a sunroof.

Look at cars that fit into your budget and the parameters that the lender set up.  You need to show the banks that you can make on time payments, they are giving you a second chance.  Stick to a vehicle with what you need for now.  Make your payments on time and your  credit will improve, then the next vehicle will probably have all the options that you wanted.

As We See It

Repossession is not the end of the world, it is only a minor set back that you need to correct.  You do not have to give up all hope of ever owning a vehicle again, because we can help you.  We are a special financing dealership that has the tools and experience to get you into another vehicle.  Which in the end rebuilds your credit score.

 

Get started today by beginning your application at John Amato Hyundai Superstore Milwaukee

4 indications your vehicle needs new tires

When should you change your tires?

As seasons change, it’s always a good idea to take inventory of your vehicle’s needs.  For many people that means routine maintenance and the regular oil change.  While these are important steps in the life of your vehicle, it is also a good idea to keep an eye on your tires.

Tread Wear

Not sure if your vehicle has low tread?  Do the penny test.  Simply put the penny with Lincoln’s head down between the tread of the tire. If you can see Lincoln’s head then  you tire needs to be replaced soon.

Tire Pressure

If you are finding yourself having to stop and refill your vehicle’s tires multiple times during the week, you might need new tires.  It’s normal for tires to deflate about one pound per square inch per month, but increased loss of pressure is a warning sign

Cracks

These typically go hand in hand with low tire pressure.  When a tire deflates, its normal for the tire to then crack and bulge out.  So if you are seeing cracks, gouges or bulges, you might have a slow air leak.  Either way, its a good idea to get it checked out to see if it can be repaired or you just need new tires.

Strange Noises

Hearing thumping or getting vibration when driving your vehicle down the road?  It’s a good idea to bring your vehicle to John Amato Hyundai Superstore Service Center as soon as possible.  A rear tire could be out of balance or there could be another issue.  Either way, get it checked out.

At John Amato Hyundai Superstore, you will find an exceptional team of experts dedicated on getting the repair right the first time.

2016 Hyundai Tucson Recall

Hyundai Motor Company is recalling 81,000 model year 2016 Tucsons that were manufactured May 19, 2015 to March 14,2016

The company warns that the crossover’s secondary backup latch may not adequately hold the hood by itself if the primary latch fails or has been accidentally left unsecured while the vehicle is in motion.

“If the primary hood latch is inadvertently released and the secondary latch cannot secure the hood, the hood may unexpectedly open while driving, increasing the risk of a crash,” recall documents say.

Service technicians will install a new secondary hood latch in approximately 81,000 vehicles.

Schedule your service appointment at John Amato Hyundai Service Department

Car Loans after Bankruptcy

One of the first things we, John Amato Hyundai Superstore as a subprime specialist look at when you apply for a car loan after bankruptcy is to see whether you are discharged or dismissed from bankruptcy.    If you are discharged, you have a high chance of an auto loan approval with bad credit, because it shoes a successful completion.  A dismissed bankruptcy means that you did not complete the process per the court order and it could result in a rejected application.

When looking for a vehicle after bankruptcy, we suggest scheduling a time with one of our credit specialists.  This way they can walk you through your options that are available  Whether it is new or a preowned vehicle, our specialist will get you qualified the proper way for the lending institutions.  We make the process quick and simple

 

Benefits of After Bankruptcy Vehicle Financing

You have successfully completed your bankruptcy which makes you essentially debt-free, taking on a new debt can seem like a pretty scary idea.  The reality is that a post-bankruptcy car loan is in fact one of the fastest ways to rebuilding your credit score after discharge.

There are two main categories that the credit bureaus use to calculate your credit score: revolving credit, like a credit card or installment loan such as an auto loan.  The goal is to have at least one open account, and current without maxing out the available credit balance.  By financing a vehicle thru John Amato Hyundai Superstore, you can easily meet those goals with an open installment loan that has a balance with affordable monthly payments.  Each payment you make will be reported to all three credit bureaus and assist you to rebuild your credit fast.

Down Payments on Post Bankruptcy Car Loans

A down payment can be the make-or-break point in a car loan approval following a bankruptcy.  Lenders like to see that you are equally invested in the vehicle and willing to hold up your end of the deal and a down payment is your investment

Making an investment into the car is not just a benefit for the lender’s sake, but also your own.  By putting money down on a vehicle creates advantages you may not be thinking about long-term.  For instance with a down payment you will experience

  • Lower total amount owned on the loan
  • Lower monthly payments
  • Shorter loan terms

Hassle Free Car Financing for Bankruptcy Clients

Filing for bankruptcy is nothing to be ashamed or embarrassed of because you have giving yourself a clean slate to start over with.  John Amato Hyundai Superstore’s specialist in bad credit auto sales makes it easy for you to start rebuilding your credit quickly.   Our process is fast simple and secure.  Apply online   and schedule your appointment time to come in.

5 Fast Facts on the Hyundai Elantra

According to JD Power and associates, Hyundai adds a value trim level to the 2016 Hyundai Elantra, which is available as a 4 door sedan or a 5 door hatchback.  It also embellishes exterior front and rear styling on certain variants.  The auto maker also offers a choice of connected infotainment and safety systems

If you are researching compact cars, here are five fast facts about the 2016 Hyundai Elantra:

1) The Elantra’s new Value Edition bundles favorite features including 16-in. alloy wheels, power tilt sunroof, leather-covered tilt-and-telescoping steering wheel and shift knob, heated front seats, push-button start, chrome and aluminum accents, and side mirror turn signals.
2) Trim levels include SE, Value, Sport, and Limited in manual or automatic editions. Heated and cooled front seats are available on the Elantra GT and a 3-setting drive-mode selector is standard on SE, Limited, and GT trims. The Limited gets extra features such as push-button start, and the Sport comes with cloth seats. For 2016, the GT hatchback gets a new grille and front-end treatment and rides on 17-in. alloy wheels.
3) The Elantra SE and Limited are powered by a 1.8-liter 4-cylinder engine that makes 145 horsepower and 130 lb.-ft. of torque and is EPA-rated at 28 mpg in city driving and 38 mpg on the highway. The Elantra Sport comes with a 2.0-liter 4-cylinder engine that produces 173 horsepower and 154 lb.-ft. of torque. A 6-speed manual or automatic transmission is available.
4) The 2016 Elantra earned the top rating of 5 stars from the National Highway Traffic Safety Administration (NHTSA) and received a “Top Safety Pick” designation from the Insurance Institute for Highway Safety (IIHS).
5) Elantra’s interior volume—110.4 cu. ft.—outdoes many of its compact rivals; it even surpasses the interior space of the 2015 Nissan Maxima, a midsize car, according to Hyundai. At 14.8 cu. ft., the Elantra’s trunk space beats major compact competitors, Hyundai says.

 

With over 100 New Elantras in stock.  See John Amato Hyundai Superstore for your next vehicle.

Check out our Vehicle of the Week 2013 Escalade

John Amato Hyundai is proud to reveal its’ vehicle of the week

This beautiful 2013 Cadillac Escalade Luxury.

This AWD SUV has low miles equipped  with the following items:

  • Alloy Wheels
  • Sirius XM Radio
  • AM/FM Stereo with Navigation
  • Auto-leveling suspension
  • Automatic temperature Control
  • Front Dual zone AC
  • Front Fog lams
  • Fully automatic headlights
  • Heated Door Mirrors
  • Heated Front Memory seats
  • Navigation System
  • Pedal Memory
  • Power Driver seat
  • Power tilt sliding Sunroof with Express open/close
  • Rear AC
  • Rear Entertainment System
  • Remote Keyless
  • Security System

Amato Hyundai Superstore is honored to offer this great looking 2013 Cadillac Escalade.  This vehicle is the vehicle for your lifestyle.  Not only does your next SUV has to be your workhorse during the day but also have the safety and amenities to carry your family.  This Escalade has a Clean CARFAX

 

Already priced over $3000 Below Market this vehicle will not last long

 

Call John Amato Hyundai to schedule your test drive today.  414-586-3237

or visit us at www.johnamatohyundai.com