Category Archives: Wisconsin

Leasing vs Buying Answers

When deciding to upgrade your vehicle several customers have questions on whether leasing or buying is the right route for them.

At John Amato Hyundai we are here to answer your questions to assist you with the process and decision

With the list below it may answer your questions on which route you should take

  Buying Leasing
Ownership You own the vehicle and get to keep it as long as you want it. You don’t own the vehicle. You get to use it but must return it at the end of the lease unless you decide to buy it.
Up-front costs They include the cash price or a down payment, taxes, registration and other fees. They typically include the first month’s payment, a refundable security deposit, a down payment, taxes, registration and other fees.
Monthly payments Loan payments are usually higher than lease payments because you’re paying off the entire purchase price of the vehicle, plus interest and other finance charges, taxes, and fees. Lease payments are almost always lower than loan payments because you’re paying only for the vehicle’s depreciation during the lease term, plus interest charges (called rent charges), taxes, and fees.
Early termination You can sell or trade in your vehicle at any time. If necessary, money from the sale can be used to pay off any loan balance. If you end the lease early, early-termination charges can be almost as costly as sticking with the contract.
Vehicle return You’ll have to deal with selling or trading in your car when you decide you want a different one. You can return the vehicle at lease-end, pay any end-of-lease costs, and walk away.
Future value The vehicle will depreciate but its cash value is yours to use as you like. On the plus side, its future value doesn’t affect you financially. On the negative side, you don’t have any equity in the vehicle.
Mileage You’re free to drive as many miles as you want. (But higher mileage lowers the vehicle’s trade-in or resale value.) Most leases limit the number of miles you may drive, often 12,000 to 15,000 per year. (You can negotiate a higher mileage limit.) You’ll have to pay charges for exceeding your limits.
Excessive wear and tear You don’t have to worry about wear and tear, but it could lower the vehicle’s trade-in or resale value. Most leases hold you responsible. You’ll have to pay extra charges for exceeding what is considered normal wear and tear.
End of term At the end of the loan term (typically four to five years), you have no further payments and you have built equity to help pay for your next vehicle. At the end of the lease (typically two to four years), you’ll have to finance the purchase of the car or lease or buy another.
Customizing The vehicle is yours to modify or customize as you like. Because the lessor wants the vehicle returned in sellable condition, any modifications or custom parts you add will need to be removed before you return the car. If there is any residual damage, you’ll have to pay to have it fixed.

Understanding leasing

When trying to decide whether to lease a new vehicle, it is important to understand how the financial mechanics of leasing compared to an auto loan.

When  you lease, you borrow the entire value of the vehicle.  For example when you drive away in a $36000 leased vehicle, you are immediately tying up the entire $36000 that the finance company gave to the dealership

With a loan  your payments are based on the entire cost of the vehicle.  For a 36-month loan on a $36000 vehicle, the principal portion of the payments averages $1000 month.  But with a lease, you pay back only the vehicle’s decline in value (depreciation value) while you are using it.

Since the $360600 vehicle might depreciate about $18000 over that same 36 month term, the principle portion of the monthly lease payment would be base on $500, about half as much as the loan.  Of course at the end of the lease, you have to return the vehicle unless you buy it out at the end of the lease

In both cases the net principal you pay back $18000

Add Finance Charge

In addition to the principal portion of the payment, there are also finance charges, the interest rate to borrow money.  These are much higher for a lease because you are paying back the cost of a leased car more slowly, $500 a month for a lease vs $1000 for a loan.  That leave a grater unpaid balance that is subject to the fiance charge month after month.

In exchange for the lower payments that come with a lease, you are paying a higher finance charge. That additional cost would be offset by the sales tax break lesses receive.

Does it make sense to lease?

The financial workings of leasing sometimes confuses people and it is not for everyone.

In some cases leases are the best way to get rid of the negative equity of your current vehicle loan.

When you opt for a longer term loan, for example 6 years, this puts you at risk of “being upside down” for some time. This is where you owe more on the vehicle that the vehicle is worth.  If you decide to trade in the car early the resale or insurance value of your vehicle will likely be less than you still owe.  If you like to drive new vehicles every few years. Leasing is a great option for you.




2014 Hyundai Accent at John Amato Hyundai

The Hyundai Accent is a great choice for a subcompact vehicle within its class.  Th has a more interior space with predictable performance. It holds a more elegant look than other subcompacts with higher grade interior features

At John Amato Hyundai Superstore, we offer Certified Preowned Accents at discount prices.   Which makes us the #1 Certified Preowned Dealer in the state of Wisconsin.

The Hyundai Accent  accelerates, steers, and handles in a very adequate , predictable way.  It has a direct-injection 1.6 liter 4 cylinder engine.

The Hyundai Accent is very comparable to the Honda Fit.  But the accent has a very comfortable, spacious interior for its passengers which makes it best in its class.  The back seat spacing is exceptionable, for providing room for your cargo.


Certified Hyundai Information from John Amato Hyundai

There are several benefits of purchasing a Certified Hyundai from John Amato Hyundai Superstore

What’s Included in purchasing a Certified Pre-Owned Hyundai from John Amato Hyundai Superstore?

  • 10-year/100,000-mile Powertrain Limited Warranty
  • Remainder of 5-year/60,000-mile Limited Warranty
  • 10-Year/Unlimited Mile 24-hour Roadside Assistance
  • 150-point inspection
  • First-day rental car reimbursement for covered repairs up to $35/day for ten days
  • Towing to the nearest Hyundai dealership
  • Travel breakdown reimbursement up to $100/day; $500 per occurrence
  • 90 days of SiriusXM Radio
  • Complimentary CARFAX Vehicle History Report

10-Year/100,000-Mile Powertrain Limited Warranty:

Repair/replacement of powertrain components (selected engine/transmission/transaxle components)
*With a used Hyundai that’s not Certified, you would have powertrain components covered through the 5-year/60,000-mile Limited Warranty directly below:

Remainder of 5-Year/60,000-Mile Limited Warranty:

Repair or replacement of any component manufactured or originally installed by Hyundai that is defected in material or factory workmanship, under normal use and maintenance
*You may also take advantage of our CPO Wrap, which enhances the Hyundai factory limited warranty to 10 years/100,000 miles. 

Repair at Authorized Hyundai Dealer

Find repair service nationwide through any authorized Hyundai dealership. Contact your local Hyundai dealer or call 1-800-633-5151 for details.

Genuine Hyundai Parts

Coverage ensures that any necessary replacement parts will be made using Genuine Hyundai new or Hyundai-approved parts.

What Goes Into a 150-Point Inspection?

An extensive 150-point mechanical and appearance inspection, performed by your local Hyundai dealer makes certain that each vehicle meets Hyundai CPO program standards. An Inspection Check Sheet is strictly followed to ensure consistency so no item is overlooked.

A CARFAX® Vehicle History Report is generated as item #1 of the inspection process to help ensure that the vehicle you’re purchasing doesn’t have any past problems such as accident or frame damage, lemon law history or odometer issues. Vehicles not meeting or exceeding all Hyundai CPO program standards are excluded from the system.

In order to meet the rigorous standards of the CPO program, Hyundai factory-trained dealership technicians put each vehicle through an exhaustive series of examinations (see table below), scrutinizing all major vehicle systems to assure reliability, quality and customer confidence. Up-to-date maintenance services are performed with checks made to all vital fluids, tire tread depth and brake pad thickness. Any component that does not meet Hyundai CPO standards is reconditioned or repaired. Any component that cannot be repaired is replaced with Genuine Hyundai parts.



Feel secure knowing that your Hyundai CPO car or CUV comes with 10-year/unlimited mileage Roadside Assistance from the vehicle’s original in-service date for items such as:

  • Emergency towing to the nearest Hyundai dealer, accidents included
  • Battery jump starts
  • Changing of a flat tire
  • Out-of-fuel assistance (up to three gallons)
  • Lock-out assistance
  • And trip interruption reimbursement

Roadside Assistance coverage is 24 hours-a-day, seven days-a-week and 365 days-a-year and is available by calling 1-800-243-7766.

  • 24-Hour Roadside Assistance: For minor mechanical disablements such as a flat tire (with your good spare), out-of-gas or dead battery, and for emergency lockout service.
  • Trip Interruption:  Should a mechanical breakdown of a covered part occur when you are 150 miles or more away from home, you are reimbursed up to $100 per day, $500 per occurrence.
  • Car Rental Reimbursement:  Up to $35 per day for up to ten (10) days on a covered claim.
  • Towing Benefit: To nearest Hyundai dealership, no cost cap applies.

Complete conditions and exclusions for Hyundai CPO Roadside Assistance can be found in the CPO Powertrain Limited Warranty Provisions and the CPO Warranty Information & Owner’s Handbook.

Complimentary CARFAX® Vehicle History Report

We want you to be confident in your purchase of a Hyundai CPO vehicle. That’s why all Hyundai CPO vehicles include a complimentary, detailed Vehicle History Report (VHR). CARFAX®, the most trusted name is VHRs, is Hyundai CPOs preferred provider.

A CARFAX® VHR can help ensure that the vehicle you’re purchasing doesn’t have any past problems like frame damage, lemon law history or odometer issues. The report is run as item #1 of our 150-point inspection process. A copy of each vehicle’s CARFAX® Vehicle History Report will be kept at the selling dealership and a copy will be provided for your records. Or, view the actual CARFAX® VHR for your specific vehicle while searching our current inventory.

No-Charge, Three-Month Trial of SiriusXM® Satellite Radio on Hyundai Certified Pre-Owned Vehicles

All of our SiriusXM1-equipped Hyundai Certified Pre-Owned vehicles come with three trial months of the “XMTM Select Package”.  Listen to over 130 channels coast to coast, including commercial-free music, sports, news, talk, entertainment and more. Hear more of what you love, all in one place.

The XM Select Package includes:

  • Over 130 channels.
  • Commercial-free music, plus artist-dedicated channels and live performances.

Visit John Amato Hyundai Superstore for the Largest Inventory and we are the #1 Certified Hyundai Dealer in the State of Wisconsin

Preferred Credit Vehicles Now has Warranty Included

Warranty is included now on Preferred Credit inventory at John Amato Hyundai Superstore in Milwaukee Wisconsin. This means that you receive extra protection on every pre-owned vehicle sold thru the Preferred Credit Corporation at John Amato Hyundai Superstore



Standard Plan Coverage Includes:

Axle assembly components: All internally lubricated components within the drive axle housing including: bearings, carrier assembly, gears, ring gear, thrust washers, shafts and spacer.  Drive axle housing, but only if damaged as a direct result of a breakdown of a covered drive axle assembly component. In addition, the following external drive axle parts: axle shafts, center support bearing and mount, constant velocity joints and boots, drive shaft, universal joints and flex discs, viscous coupling.

Engine components: All internally lubricated components including: cam shaft, cam shaft bearings, connecting rods, connecting rod bearings, crankshaft, crankshaft bearings, freeze plugs, lifters, mechanical fuel pump, oil pump, oil pump gears, oil pump shaft, pistons, piston rings, push-rods, rocker arms, rocker arm shafts, rocker arm pivots, timing chain, timing gears, timing chain-guides, valves, valve lash adjusters, valve seats, valve springs, valve guides, variable valve timing parts, and wrist pins.

External engine parts: Alternator, cam/valve covers, crankshaft pulley, engine mounts, engine oil reservoir pump, exhaust manifolds, flex plate, flywheel, fuel pump, harmonic balancer, intake manifold, inter-cooler, oil pan, pulleys, starter, timing cover, timing belt, timing belt tensioner,timing gears, thermostat, vacuum pump, water pump.

Automatic transmission components: All internally lubricated components including: bands, bearings, carrier, drums, gears, governor, hubs, pump, pump housing, servos, shafts, valve body.  Transmission case, only if damaged as a direct result of a breakdown of a covered transmission component. In addition, the following external transmission parts: torque converter, transmission mounts, vacuum modulator.

Manual transmission and transfer case: All internally lubricated components including: bearings, gears, hubs, shafts, shift rails, shift forks, synchronizers. Transmission and transfer case but only if damaged as a direct result of a breakdown of a covered transmission or transfer case component. Seals and gaskets are covered only when required for a covered repair. Minor seepage and minor loss of fluid is considered normal and is not a covered repair.

This limited warranty will not pay anything for a breakdown:

1. Due to or contributed to by rust or corrosion, foreign objects and/or contamination of fuels, fluids, refrigerants, or lubricants.

2. Due to freezing or overheating, due to any cause, including as a result of overheating due to water pump failure.

3. Due to misuse, abuse, or negligence including but not limited to breakdowns that occur when not driving on legally marked roadways.

4. Due to the lack of normal maintenance required by the manufacturer’s maintenance schedule.

5. Due to or caused by improper servicing or repairs.

6. Due to the failure to maintain proper levels of oil, coolant, lubricants or fluids due to any cause.

7. Due to cracked cylinder heads and/or cracked engine blocks unless caused by the failure of an internally lubricated part.

8. Due to alterations, installations, or modifications that have been made to Your Vehicle that do not meet manufacturer’s original specifications; or the use of Your Vehicle in a manner not recommended by the manufacturer; this includes but is not limited to any custom or add-on part, all frame or suspension modifications, lift kits, over-sized/undersized tires, emissions and/or exhaust systems, or engine modifications.

9. Caused by collision, fire, theft, freezing, vandalism, riot, explosion, lightning, earthquake, windstorm, hail, water, flood, falling objects, acts of God, or environmental damage.

10. Covered by a different warranty or by any other manufacturer’s or repairer’s guarantee.

11. Due to pulling a trailer or another vehicle unless Your Vehicle is equipped as recommended by the vehicle’s manufacturer and to towed trailer or vehicle meets the manufacturer’s limitations and specifications.

12. If your vehicle is used for a taxi, Uber, or other limousine type of service; including but not limited to delivery service, postal service, snow removal, or any other commercial activity.

13. Repair or replacement of any covered item at a repair facility that is not an Amato owned facility.

14. Caused by a non-covered part.

15. Any emission control device solely to meet Emissions Standards required by State or Federal law.

16. Additional damage to covered parts as a result of the failure to protect Your Vehicle from further damage when a break down has occurred.

The total of all benefits paid or payable for each repair visit is limited to the actual cash value of the vehicle, not considering loss of value due to the breakdown of a covered part. The total of all benefits paid or payable during the term of this warranty shall not exceed the purchase price of the vehicle.


This coverage is for the limit of the loan only.  For more information please contact Preferred Credit Corp at John Amato Hyundai Superstore


Auto Loan Pre- Approval Instantly

Auto Loan Instant Pre- Approval serving Milwaukee Waukesha Areas at John Amato Hyundai Superstore

While many consumers are familiar with bad or blemished credit, they do not have as many options to auto loans as others.

Here at John Amato Hyundai Superstore, we are one of the exclusive dealerships in the Milwaukee area that can give you an instant decision for Pre-Approval.

In order to bridge the gap for many consumers, John Amato Hyundai Superstore offers our consumers with more options.  Most dealerships only use banks or major lenders for people with ‘prime” credit.  Here at John Amato Hyundai we give people more options.  Not only do we work with those lending companies, we have built relationships with third party lenders and have our own in house financing available.

Other dealers are not flexible or understanding when it comes to dealing with customers who have had complicated credit situations.  John Amato Hyundai specializes in it including bankruptcy and repossession.  We are here to help you rebuild and reestablish your credit.

How can we help you?

Here at John Amato Hyundai Superstore, we have been assisting people with credit issues for over 25 years.  We work with you and your credit along with our new Instant Pre Approval for Auto Loans to get you driving quicker and easier than before We also report to the major credit bureaus to get you re established and back on track to rebuild your credit.  So when it comes around to trading in your vehicle, you will have more options when it comes to auto loan.

So if you are serious about getting a vehicle and getting your credit back on track, begin with your Auto Loan Instant Pre Approval.

John Amato Hyundai Superstore – Driven to make you Happy



Hyundai Sonata now has Bonus Cash

2015 sonata black friday

If you have been considering on upgrading to the Hyundai Sonata, now is the time.  Today thru November 30 201, John Amato Hyundai Superstore  in Milwaukee is offering $500 Bonus cash on the 2015 and 2016 Hyundai Sonata  This is in addition to any current rebates and incentives

The Hyundai Sonata Sport brings the driving experience of the mid size sedan to a new level.  Starting from the different configured steering wheel down to the dual pinion rack that exclusive to the Sport enhances every aspect of  your driving.

The Sonata Sport comes with 185- horsepower, 2.4 L 4 cylinder engine with a 6 speed automatic transmission

Standard features include the 17 inch alloy wheels, side mirror turn signal indicators, power drivers seat with lumbar support, heated front seats, automatic headlight controls, Hyundai Blue Link telematics system, rear view camera and more

If you upgrade to the Premium package, you would also get blindspot detection, keyless entry and starting, hands free smart trunk opening, chrome door handles with welcome lights, leather bolstered sport seating and dual zone climate control.  The tech package on the Sonata sport is only offered when the premium package is added.  This includes your Navigation with 8 inch display, Travel link, and a premium 7 speaker and sub woofer audio system.

When driving in the Milwaukee area, the Sonata ride stands out as far as quality, handling bumps and other road anomalies.  The interior is as quiet or more as some luxury vehicles

If you have been considering test driving the Hyundai Sonata, I suggest you schedule a test driv at John Amato Hyundai Superstore, serving Milwaukee, Waukesha and other surrounding areas

At John Amato Hyundai we currently have over 90 Hyundai Sonata in stock and available for your test drive.

John Amato Hyundai Superstore – Driven to make you Happy

414-357-8500 #Hyundai # Milwaukee # Waukesha




Ten Reasons to Purchase a 2016 Hyundai Elantra

The 2016 Hyundai Elantra is gaining ground in it’s class. It has been named a great alternative to a full size sedan.  In terms of safety rating the 2016 Hyundai Elantra still remains one of the safest rides in its price range

Here are 10 reasons to purchase the 2016 Hyundai Elantra

1.   Safety rating –

The Hyundai Elantra has superior crash test scores  and it received a 5 star safety rating.  Hyundai equipped the Elantra with side impact beams which helps protect all passengers.  The other safety features include, Hillstart assist control, electronic stability control and anti-lock braking system

2.  Economical Price Point –

The Hyundai Elantra is quite affordable.  The base price starts right around $18000 with the loaded Limited can bring you right around $22600

3.  Styling-

Appearance alone, the Hyundai Elantra is quite stylish.  The Elantra has a sleek design which is visually impressive.

4.  Interior Room –

The Hyundai Elantra has more standard interior room than the Honda Civic and the Toyota Corolla.  When needed, the rear seats can be folded down to further increase the cargo space.

5.  More Standard Features –

In the SE Model alone some of the standard features include: Bluetooth technology, Keyless entry, USB Port, 172 watt audio system. When stepping up to the Sport  you get push button start, heated seats and more

6.  Sports like handling-

The 2016 Elantra Sport is equipped with performance- tuned suspension system that handles the road better.  It also comes with 17 inch performance tires.

7.  Optional Engine-

With the choice of the 1.8 liter or the 2.0 liter engine this little 4 cylinder can push out 173 horsepower.

8.  Gas Economy-

With the budget minded vehicle shopper the 2016 Hyundai Elantra soars with outstanding gas mileage. The highway fuel economy rating is up to 38 mpg.  Even if the customer chooses the 2.0 engine the mpg is an impressive 34

9.   Hyundai’s Versatile Automatic Transmission-

Even though Hyundai offers a smooth-shifting manual gearbox, the Shiftronic 6 speed automatic transmission will appeal to most of the consumers.  In an effort to maximize the sedan’s fuel efficiency, Hyundai designed the transmission with an effective Active ECO system.  The Shiftronic transmission versatility enables drivers to save fuel without sacrificing the performance

10. Driver Select Steering Mode-

Every 2016 Hyundai Elantra comes standard with the Driver Select Steering Mode system.  This allows drivers to choose what mode they wish to drive their vehicle in .  Hyundai drivers can choose between comfort mode, sport mode and normal mode.


There is no better time to drive a Hyundai Elantra.  Test Drive yours today at John Amato Hyundai Superstore in Milwaukee Wi





Winter tips for your vehicle preperation

With the winter season right around the corner its time to start preparing your vehicle. An investment of your time of an hour to ensure your vehicle is checked to have peace of mind and to avoid the cost of a breakdown in inclement weather.

Scheduling your vehicle for an inspection at John Amato Hyundai Superstore is a sensible way to avoid the inconvenience of being stranded out in the cold with the unexpected expense of emergency repairs

Here are a few suggestions

  1.  Have the battery and charging system check for optimum performance
  2. Clean, flush and have new antifreeze put in the cooling system.  As a general rule you should have this done at least every 18 months
  3. Have the heaters, defrosters, and windshield wipers inspected.  Wipers should be replaced at least every 6 months
  4. Have your tire tread depth and tire pressure checked.  If snow and ice are a problem consider special tires designed to grip the road.  During the winter months have your tire pressure checked weekly
  5. An oil change is necessary.  Keep with the manufacturer guidelines.  Dirty oil can spell trouble for your engine.  Have the technicians at John Amato Hyundai Superstore also check the air and transmission filters at the same time.  If needed have them changed
  6. Consider having a tune up.  Winter weather magnifies existing problems, such as hard starts, sluggish performance and rough idling.
  7. Have your brakes inspected.
  8. Check your exhaust system  Carbon monoxide leaks are especially dangerous during cold weather driving when windows are closed
  9. Have your exterior and interior lights checked to make sure they are working properly and aimed correctly

If you have any questions please feel free to reach John Amato Hyundai Superstore Service  Center

414-357-8500 or

Certified Preowned Hyundai Elantra just arrived

Certified Preowned Hyundai Elantras are plenty at John Amato Hyundai Superstore. They are the #1 Certified Preowned Dealer in the state of Wisconsin

We just purchased 50 2014 Hyundai Elantras for our inventory.    All of the  Hyundaui Elantras are low miles and are Hyundai Certified

In 2014 the Elantra sedan got a refreshed look with new front and rear fascia, new redesigned wheels and a larger, quieter interior

The 2014 Hyundai Elantra comes with the following items:

  • Suspension/Handling

    Independent front strut suspension w/anti-roll bar Standard
    Front coil springs Standard
    Gas-pressurized front shocks Standard
    Semi-independent rear torsion beam suspension w/anti-roll bar Standard
    Rear coil springs Standard
    Gas-pressurized rear shocks Standard
    Speed-sensing electric power-assist rack-pinion steering Standard
    Wheel locks Optional
    P195/65TR15.0 BSW AS tires Standard
    P205/55HR16.0 BSW AS tires Optional
    15″ wheels Standard

    Body Exterior Features

    4 doors Standard
    Power remote heated folding side-view door mirrors Standard
    Convex driver mirror Standard
    Body-colored door handles Standard
    Body-colored front and rear bumpers Standard
    Rear bumper with gray rub strip Standard
    Fully galvanized steel body material Standard
    Grille with chrome bar Standard

    Convenience Features

    Manual air conditioning Standard
    Cruise control with steering wheel controls Standard
    Mechanical trunk/hatch/door remote release Standard
    Mechanical fuel remote release Standard
    Power windows with driver 1-touch down Standard
    Keyfob (all doors) remote keyless entry Standard
    Illuminated entry Standard
    Auto-locking doors Standard
    Keyfob trunk/hatch/door release Standard
    Remote engine start Optional
    Steering wheel with manual tilting, manual telescoping Standard
    Day-night rearview mirror Standard
    Auto-dimming rearview mirror Optional
    Driver and passenger-side visor mirrors Standard
    Illuminated auxiliary driver and passenger-side visor mirrors Optional

These Elantras are in stock and  come with Amato Warranty Forever.  Which gives you extra peace of mind for as long as you own your vehicle.

Only at John Amato Hyundai Superstore serving Milwaukee, Waukesha and all of the area in between.  Amato Automotive….  Driven to Make you Happy

Warranty Forever at John Amato Hyundai Superstore

Warranty Forever is a Lifetime Powertrain Coverage offered exclusively for Southeast Wisconsin at Amato Automotive Group


Warranty Forever explanation

Here at Amato Automotive we are confident in our inventory that we have included a Lifetime Powertrain Warranty on almost every preowned vehicle under 100,000 miles.  The best part of the program that it is at no cost to  the consumer

How does Warranty Forever Work?

  • There is NO Deductible
  • It covers 100% of Parts AND Labor
  • There is no maximum mileage or term you put on your vehicle
  • Just keep the maintenance up to date per manufacturer recommendations

So it does not matter how many years you own your vehicle or how many miles you drive…. You Are Covered

If  you ever have a powertrain failure that ends up costing more than what your vehicle is worth, we will write a check for the Full NADA Retail value at that time, and you get to keep your vehicle.

Ask yourself  What other dealer do you know that is wiling to guarantee their vehicle like that

Stop in at Amato Automotive – Where we are Driven to make you happy